Set it, forget it
PaycheckPremium
PayrollSplit direct depositDirect deposit split. Your payment routes from payroll automatically, before it ever reaches a checking account. No bill, no login required.
SettlementEvery pay period, automatic
One infrastructure, built for speed
Get Paid Faster and More Reliably
One payment engine, built to cut your slow, unpredictable payment cycle down to a fixed schedule, whatever industry you run it in.
No manual reconciliation
A fixed, predictable timeline
Full visibility, every payment
The problem
You have felt this, no matter what you call it.
A premium, a claim, a settlement, a bill, all stuck behind the same thing: an approval waiting its turn, a manual check nobody has gotten to, a status update you have to call and ask for. Nobody built it this way on purpose. It just added up, one reasonable step at a time, until a payment that should take a day took weeks.
Once a process is that slow, it is also unpredictable, which is often the more expensive problem. A payment that might land in three days or three weeks is one nobody can plan around at all.
An approval waiting its turn
A manual check nobody has gotten to
A status update you have to call and ask for
The fix
You stop waiting and start knowing.
Your payment routes automatically, on the fastest method that fits, and lands on a schedule you can actually plan around, not whatever the old process happened to produce. Every party involved can see exactly where it stands, without a phone call.
We know the payments industry and have spent years fixing this problem. Along the journey we saw countless problems and each time we solved a problem and then wrapped it into our ecosystem.
You pick how it lands. We handle the rest.
Five ways money can move, matched to what the recipient actually needs, not a single default everyone gets routed through.
Runs without a hiccup
MON12TUE13WED14THU15FRI16
ACH transfer. The reliable, low cost rail for anything on a set schedule. Nobody has to babysit it.
SettlementSame day to next day
Still exactly this easy
$920.00
Check cutting. If a physical check is what you want or need, it is fully supported, not a workaround.
SettlementPrint and mail cycle
No bank account, no problemIn development
PREPAID
Prepaid card. Funds load directly, so banking status is never the reason a payment is late.
SettlementLoaded on the same schedule as any other method
Doesn't wait for banking hoursIn development
Seconds24/7, weekends included
RTP & FedNow. Settles in seconds, any time, day or night, weekends included.
SettlementSeconds, 24/7
Which method applies depends on who is being paid and what they actually need. Benefits Paid handles the collection, the reconciliation, and the payout on whichever method fits, without adding a manual step to switch between them.
Visibility
You never have to ask where it is.
A faster payment still has to be one you can see coming. Missed transfers and failed payments tend to surface late, usually after they have already cost you a relationship or a client.
You get full visibility into every payment, so a problem gets caught before it becomes a bigger conversation.
Payment recordSample: claim WC-1042, $1,885.00
LiveTriggerClaim approved for disbursement
RoutingAssigned to ACH
ScreeningChecked before it clears
SettlementFunds moved
ConfirmationSame record updated for both sides
Payment status visible to all partiesReal time
Missed payment flaggedImmediately
Manual status inquiry requiredNo
Reconciliation handled byUs
Who is actually holding your money.
The reason speed holds up is who owns the account it moves through.
Compared with
Typical platform
- Relies on a third party bank
- Funds pass through an outside processor
- Timeline depends on someone else's system
- Limited visibility into where a payment actually sits
How we do it
Benefits Paid
- Controls the banking infrastructure directly
- Funds never leave our own rails
- Timeline is fixed or expected, not dependent on a third party
- Full visibility for every party, at every step
Proof it works
Already moving money. Click any of these to see it in practice.
Same infrastructure underneath every one of these. What changes is who is receiving the payment and what they need from it.
In market
Voluntary benefits
You stop being the invoice department. Split direct deposit takes the employer out of billing entirely.
- Recipient chooses
- ACH, RTP, check, or card
- Operator manages
- Enrollment, payouts, status
In build
Workers comp and disability
You stop chasing a TPA. Claim payments route without sitting in someone else's queue.
- Recipient chooses
- ACH, RTP, check, or card
- Operator manages
- Claimants, disbursement, status
On the roadmap
Legal settlements
You stop waiting on escrow. Funds reach the right party without a third party delay.
- Recipient chooses
- ACH, RTP, check, or card
- Operator manages
- Client roster, disbursement, status
On the roadmap
Medical billing payments
You stop chasing a payer. Recurring payments collect without the follow up calls.
- Recipient chooses
- ACH, RTP, check, or card
- Operator manages
- Patient accounts, collection, status
One infrastructure, two experiences
Every use case above runs on the same two experiences.
Who you are determines which one you actually use, not a different product for every industry.
9:41
Wallet
JL
This week from payroll$52.30
Split direct depositPaid
Premium split
Accident23.9% of deposit
$12.50
Hospital41.0% of deposit
$21.44
Disability35.1% of deposit
$18.36
Status
All policies in forceRemitted to carrier
For the person getting paid
Consumer Console & Digital Wallet
Real time access to your money, and a real choice in how it reaches you.
- Choose ACH, RTP & FedNow, a check, or a prepaid card, and change it later
- See a payment's status the moment it moves, no phone call required
- Set a schedule once and it keeps running without you touching it again
- Nothing here requires a bank account to get started
Sample data
Claimant roster
Workers comp and disability, sample data
Add claimantSend batch
Net to claimants$10,210.60
Fees extracted$2,642.00
Scheduled2
Flagged1
| Claimant | Method | Gross | Legal fee | Expenses | Net | Status |
|---|---|---|---|---|---|---|
| RTWC-1042 | ACH | $2,400.00 | $480.00 | $35.00 | $1,885.00 | Settled |
| MOWC-1057 | Check | $1,150.00 | $230.00 | $0.00 | $920.00 | Scheduled |
| DKWC-1063 | ACH | $3,600.00 | $720.00 | $112.40 | $2,767.60 | Screening |
| SLWC-1071 | ACH | $860.00 | $172.00 | $0.00 | $688.00 | Flagged |
| JPWC-1078 | Check | $5,200.00 | $1,040.00 | $210.00 | $3,950.00 | Scheduled |
For the person moving the money
Operator Console
Manage every client, every payout, and every message from one place, built for volume.
- Move money for your entire roster on real payment rails, at once
- Automated fraud detection built in, so speed does not come at the cost of safety
- Send status updates and messages to clients without leaving the console
Built for all sides of the payment.
Whether you are moving the money or receiving it, the platform is built around what you actually need.
If you manage the money
Brokers, TPAs, law firms, and billing offices need to move funds for many people at once, fast, without adding fraud risk.
Built for volume and controlIf you receive the money
Policyholders, claimants, and patients want to choose how they get paid and see it coming, without calling anyone.
Built for choice and visibilityMoney in
Funds land from payers, employers, or carriers on a fixed schedule, reconciled automatically against the right account.
Built for reliability at volumeMoney out
Disbursements go out to policyholders, claimants, or patients the moment funds are available, with no manual batch to run.
Built for speed on releaseDon't see your industry above?
Tell us what you are dealing with. If it is a slow, unpredictable payment cycle, this likely applies to you too.